Loan Document Automation Product Updates Q2 2025
Built for What Lenders Want and What They Don’t Know They’ll Need
We build based on what lenders tell us they want: tools that speed up closings, cut out rework, and make the process smoother. But we also build beyond that.
We stay current with 50-state compliance and continuously update to reflect regulatory changes. Beyond that, we add protections that aren’t required but strengthen the loan, reduce exposure, and help lenders retain borrowers.
Here’s what’s new from Q2, live, tested, and ready for use.
Table of Contents
Payment Reset Agreement
If the loan timeline shifts after closing, this gives lenders a clean way to reset the payment and maturity dates, without going through a full loan modification. It’s a straightforward agreement between the borrower, lender, and guarantor that updates the schedule and keeps the loan properly documented.
It works for residential or commercial, up to two borrowers and two properties in the same county. Supports individuals, entities, trusts, and up to four guarantors.
Pricing: $199 per transaction, with unlimited redraws.
Docusign Integration for Early Disclosures
Sending early disclosures on time is critical, especially for California DRE-regulated lenders. Now you can send the Mortgage Loan Disclosure Statement and other required documents directly through your own Docusign account. No downloads, no exports, no delays.
Borrowers are far more likely to sign a Docusign envelope than deal with printouts or scans. And if you’re licensed with the California DRE, this helps you meet your 3-day deadline and stay compliant without the typical delays.
Automated. No extra cost. No other doc platform has it.
Seller Financing Docs
Seller financing is showing up more, and this doc set gives you everything you need to support it without outside counsel or borrowing from doc sets that were built for something else. It’s built for seller financing loans in all 50 states, with full AITD support, including foreclosure rights if the buyer defaults and provisions to help the seller manage due-on-sale risk if their original lender calls the note, which is rare but worth planning for.
The doc set includes a custom AITD rider, lien priority tracking, and full support for second-position wraparound structures. It’s built to document the seller’s position clearly and enforceably, while giving flexibility around rate, term, and payment structure.
Pricing: $499 per transaction, with unlimited redraws.
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Agency Disclosure Form
Agency in private lending is often misunderstood, especially after the loan closes. Borrowers may assume that brokers or even the lender still represent them. That can lead to problems during collections, servicing, or any post-closing communication.
Our built-in Agency Disclosure clarifies who represents whom, when those roles end, what happens if someone stays involved, and how borrower information may be used post-closing.
It protects the lender, sets expectations at the beginning, and helps avoid unnecessary exposure.
New in Q2 and included standard in every Business Purpose package.
Language Declaration
Language misunderstandings can create real risk, especially if a borrower later claims they didn’t understand the terms. This form helps eliminate that exposure before it becomes a problem.
Borrowers confirm whether they understand English or had the documents explained to them by someone they trust. If they need more time or a translator, they can disclose that directly on the form.
It documents that the lender gave the borrower a clear and reasonable chance to understand the terms. That’s protection you want in the file.
Included in every Business Purpose package.
Multi-State MLDS
If you lend in more than one state, one-size-fits-all disclosures do not work. We added a Multi-State Mortgage Loan Disclosure Statement to the Business Purpose doc set to solve that.
It helps DRE-licensed and multi-state lenders stay compliant across jurisdictions without rebuilding document forms. It’s one doc that accounts for the differences, and it’s already built in.
Junior Lienholder Authorization
Borrowers were making small input errors that slowed things down. We cleaned up how junior lienholder authorization works to reduce mistakes and make signing smoother. One less thing to chase before recording.
Coming Soon
Most of our development time in Q3 is going into foundational updates built to simplify loan production, eliminate rekeying, and support scale by reducing friction. These are structural advancements designed to give lenders more control over how they work, close, and handle volume without added complexity.
Baseline Integration
Our integration with Baseline connects DossDocs directly into the origination and servicing platform many of our lenders already use. No copy-paste. No redundant entry. A streamlined workflow that connects origination, document generation, and servicing into one workflow.
This partnership is part of our commitment to lenders, building smarter lending technology.
Phase II: Seller Financing Loan Docs
The current seller financing set covers a lot and we’re expanding it further. More flexibility, more options, and more automation. Stay tuned.
851D – Up to 4 Properties
Support for 851D loans with up to four properties is in development now. You’ll be able to secure multiple properties under one loan without custom workarounds or compliance gaps.
Lender Customizations
The one to watch. Our team is deep in development, building a powerful customization engine that gives lenders full control. You’ll be able to create and manage your own customizations directly from your dashboard.
The most customizable doc platform in the market is right around the corner, and you’ll control it all.
Protecting Lenders
Q2 updates are about control, precision, and reducing friction where it tends to build. We focused on the parts of the process that can get messy after funding, in borrower communications, or when timelines shift.
We listen closely to our lenders, and we deliver. We also build ahead, anticipating risks, closing compliance gaps, and tightening operations. That’s how we deliver better documentation and protect the lender’s position.
These new wildfire risk and other natural disaster provisions are available immediately. If you’re already using Doss Docs, you are all set. If not, it’s time to make a change.
Protect your loans today with DossDocs. Instant access, no subscription, 50-state compliant.
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Protecting Lenders
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